Frequently Asked Questions About Illnesses, Injuries, and Social Security Disability (SSD)

Frequently Asked Questions about Injuries & Illnesses

Q: I have diabetes, severe headaches, and heart disease. Can I claim disability?

A: If these conditions prevent you from working and earning an adequate income, then you can file for disability. Your chances of being approved for benefits are much better if you can provide evidence for all of your ailments.

Q: I have severe depression that keeps me from leaving my home for days at a time. Can I get benefits?

A: Possibly. This condition certainly keeps a person from working, but it might not be enough to meet the requirements of your disability insurance plan or those outlined by the Social Security Administration.

Q: I can’t go to the doctor for treatment. Is there a possibility I can still get benefits?

A: Yes, but it may be more difficult. If you apply for benefits from the Social Security Administration, they might ask you to get a doctor’s exam before they approve your claim. They pay for the exam, so you won’t have to worry about payment or insurance.

Q: My chiropractor tells me that my neck and back injuries are keeping me from returning to work. Can I file a claim for Social Security Disability?

A: Not based on this assessment alone. The SSA doesn’t consider chiropractor evaluations to be enough evidence to prove a disability. In this case, MRIs and other medical evidence provided by medical doctors and treating physicians would greatly improve the chances of receiving benefits.

Q: My son was in a car accident when he was 19 years old and sustained a traumatic brain injury. I am his primary source of care. Can I collect disability benefits to help pay for his medical care?

A: If your child is unable to work because of his traumatic brain injury, he can apply for disability benefits. His disability began before his 22nd birthday, so he is eligible for benefits without having work credits.

Q: My leg is broken and I can’t work as a construction worker, which I’ve done my whole life. Can I claim disability benefits?

A: Probably not. A “disability” means that you have a medically verified injury, illness, or condition that keeps you from doing any work. This means that if you can perform sedentary work, you can’t receive disability. A person with a broken leg could still work while sitting down, so they are not qualified to get benefits.

Q: I found the Social Security Administration’s Blue Book online. I see all of the impairments that qualify a person for disability, but mine isn’t included. Can I still file a claim?

A: Yes. Even if your impairment isn’t listed on the Social Security website, they will still consider your claim if it interferes with your ability to work.